MetaMask Grows Debit Card Across U.S. After Year-Long Pilot

What to Know

MetaMask is rolling out its blockchain-based debit card nationwide across the United States after a year-long trial period
The card, built with Mastercard and Baanx, now works with Apple Pay and Google Pay at every Mastercard-accepting merchant
New York residents gain access to the MetaMask Card for the first time following statewide approval
A premium MetaMask Metal Card is available for $199 per year with onchain cashback and DeFi yield features

MetaMask debit card is launching nationwide across the United States after a year-long pilot, with the Ethereum wallet provider also gaining permission to operate in New York for the first time. The expansion, announced on Thursday, covers every location where Mastercard is accepted, bridging onchain assets with everyday spending.

MetaMask Card Launches Nationwide With Mastercard

The MetaMask Card, developed with payment giant Mastercard and crypto payments firm Baanx, enables holders to spend USDC, USDT, and wETH directly from wallets on Linea, an Ethereum layer-2 network created by Consensys, MetaMask's parent company. The card first rolled out to several thousand users in the European Union and United Kingdom in August 2024, with a U.S. pilot following in December 2024, according to a press release shared by the company.

All eligible American users, including New York residents who previously lacked access, can now apply for the card. The rollout includes product refinements aimed at making crypto payments part of everyday commerce, according to MetaMask.

We designed the MetaMask Card to make crypto disappear. Not go away, but become so seamlessly woven into daily life that the line between onchain and offchain fades away entirely.
— Gal Eldar, Product Lead at MetaMask

What Features Does the MetaMask Debit Card Offer?

The MetaMask Card functions at every merchant accepting Mastercard and now integrates with Apple Pay and Google Pay, according to the company. Cardholders earn onchain cashback rewards and can generate yield on unspent balances through DeFi protocols, keeping idle crypto productive within the MetaMask ecosystem.

For users wanting premium perks, MetaMask is offering a MetaMask Metal Card at $199 per year. The company has not detailed the additional benefits included with the metal tier beyond existing cashback and yield features.

Competing in a Crowded Crypto Card Market

The nationwide launch places MetaMask in direct competition with crypto debit card offerings from Coinbase and Crypto.com. Most rivals require users to deposit cryptocurrency onto a centralized platform before spending. MetaMask differentiates itself by letting cardholders transact from self-custodial wallets on the Linea network, preserving control over private keys.

Gal Eldar, a product lead at MetaMask, said in the press release that tens of thousands of users globally already use the card for purchases ranging from morning coffee to engagement rings, and that the team is eager to bring that experience to American customers.

What This Means Going Forward

MetaMask's full U.S. rollout signals confidence that consumer demand for crypto spending is scalable. Gaining New York approval, one of the most regulated crypto markets, suggests MetaMask and Consensys have cleared major compliance barriers as the crypto debit card space heats up.